The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadian debit cardholders with access to thousands of surcharge-free ATMs across Canada and the United States. Users can easily find participating ATMs and enjoy convenient banking services such as withdrawals, deposits, and PIN changes without incurring additional fees.

For travelers heading to the U.S., the Exchange Network enables seamless cash access through the Allpoint Network and Accel Debit Payments Network. Cardholders can verify their membership by checking for the Exchange logo on their debit cards or by confirming their financial institution's participation in the network.

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