It Contractor Mortgages

It Contractor Mortgages, established by Tim Rainey, specialises in providing bespoke mortgage solutions specifically for the IT contractor and consultant community in the UK. Recognising the unique financial profiles of its clients, the service offers access to mainstream lenders who may typically overlook IT professionals due to their variable income and contracting arrangements.

The firm caters to a range of mortgage needs, from first-time buyers to remortgages, employing flexible criteria tailored to each individual's situation. By utilising contract rates rather than traditional net profit calculations, it enables clients to present their earnings effectively, thus enhancing their chances of securing competitive mortgage products.

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