Luma

Luma offers a credit card designed to be accessible for individuals, even those new to credit or with existing credit issues. With features like credit limits up to £1,500, no annual fees or hidden charges, and online account management, it aims to help customers manage their finances responsibly while building their credit rating.

Security is a priority at Luma, providing automated fraud alerts and free identity theft protection to ensure account safety. The platform encourages users to keep track of their finances easily and responsibly through comprehensive guides on managing credit effectively.

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