Holloway Credit Solutions

Our Business Merchants Adjustment Service has developed policies and procedures to maintain strict adherence to the Fair Debt Collection Practices Act. Our collectors sign a policy statement upon being hired. It specifies the accepted code of conduct while dealing with debtors. We have not had a judgement recorded against us for doing something wrong in our entire 39-year history. We understand the nature of working medical accounts. Your complaints on MAS will be minimal and never for doing something wrong. We can and will do a good job of collection for you while maintaining goodwill with your patients. Bill Savage - President and part owner. Mr. Savage is CEO/CFO of Merchants Adjustment Service. He possesses a BA in Finance from the University of South Alabama. Mr. Savage started with MAS isn 1981 as the Business Manager. He was promoted to CFO in 1983 and assumed the CEO responsibilities in 1985. Don Savage - Vice-President and part owner. Don Savage has been the Sales Manager and Chief Representative of MAS since 1979. He possesses a BA in Psychology from the University of South Alabama and a MA in Counseling from the University of Alabama. Don previously was the President of the Alabama Chapter of the American Collectors Association and frequent medical collections speaker. Deborah Burleson - Business Manager. Mrs. Burleson has been employed with MAS since 1983. She started as a Sales Representative and was promoted to Manager in 1985. She is an individual with impeccable character possessing exceptional organization, motivation and mangerial skills. David Zachary - System Administrator / HIPAA Compliance Officer. Has been employed with MAS since 1999. An Army veteran, he possess a BA in Communication Technology from the University of South Alabama. He has extensive skills in database management and programming.

Established in 1915, Armstrong and Associates is one of the leading collection agencies in the United States. It specializes in account receivable and debt recovery services. The company offers a variety of legal services, such as litigation support, skip tracing, and legal review and counseling. Its range of debt collection services includes credit reporting, guarantor s identification, insurance follow-up, and special letters to debtors, guarantors and attorneys. In addition, the company operates CARE Professional Services division, which specializes in insurance verification, denial management, periodic reconciliations, daily closed reporting and correction services. Located in Mobile, Ala., Armstrong and Associates is a member of the Healthcare Financial Management Association and the Commercial Collection Agency Association.