Atlantic County Municipal Joint Insurance

The Atlantic County Municipal Joint Insurance (ACM JIF) is a collaborative organization consisting of 39 municipalities from Atlantic, Cape May, and Cumberland counties in New Jersey. Established in 1987, the ACM JIF provides workers' compensation, liability, property, and casualty insurance to its member municipalities, aiming to save tax dollars by pooling resources. With a strong focus on safety and risk management, the ACM JIF helps its members eliminate unsafe acts and conditions, ultimately reducing losses and saving money.

Unlike traditional insurance companies, the ACM JIF prioritizes municipal issues, offering comprehensive loss prevention, risk management, and claims management services. As a member-owned organization, it has returned over $53 million in dividends to its members. By leveraging the power of collaboration and a structured safety program, the ACM JIF ensures that its member municipalities receive cost-effective insurance coverage while promoting a safer environment for their communities.

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