AAA Northern California, Nevada & Utah

Redwood Trust, headquartered in Mill Valley, Calif., invests in residential real estate loans, as well as a variety of other commercial real estate loans and securities. Established in 1994, it acquires jumbo loans, with balances more than $417,000, from banks and mortgage origination companies. This benefits mortgage origination companies by supplying them with funds so they can continue to lend. The company holds these loans in its portfolio, using shareholders' equity capital, and funds raised through issuing bonds. Its revenues consist of a portion of the monthly mortgage payments, from which it deducts debt costs, operating costs, and credit provision expenses, to arrive at its profit. Redwood Trust s common stock trades on the New York Stock Exchange.

Newretirement Advisors, now operating as Boldin Advisors, is a Mill Valley, CA-based firm specializing in holistic retirement and financial planning, focusing on investments, taxes, insurance, and estate planning. Their transparent and low-cost approach is designed to be more efficient than traditional advisory services, ensuring clients receive expert guidance tailored to their unique financial situations. Led by experienced professionals Stephen Chen and L. Bruce Lorenz, Boldin Advisors offers collaborative planning services that emphasize simplicity and evidence-based strategies. Their commitment to leveraging technology and providing ongoing support helps clients stay organized and maximize their chances of achieving financial success throughout retirement. Generated from the website

Welcome to Merrill Lynch in Mill Valley, CA. Merrill Lynch is one of the premier providers of wealth management, securities trading and sales, corporate finance and investment banking services. Contact our office today to help address your financial and investment needs. Working with our clients, we help create and execute solutions, which address our clients' most pressing strategic, financial and investment needs.