Fernando Galang: Primerica-Financial Services

HistoryWhy Choose a Medicare Supplement Plan? Coverage for out-of-pocket expenses to help pay coinsurance, co-payments and deductibles associated with Medicare covered services. Freedom to choose their own doctors and hospitals - no referrals or networks. (Note: Medicare Select plans have hospital networks). Covers Medicare-allowable services when traveling within the U.S. Predictable out-of-pocket costs. Portable - Plans move with the insured and can be used in all 50 states and certain territories as long as the provider accepts Medicare. (Note: Medicare Select Plans have hospital network restrictions.) Guaranteed Renewable - Automatically renews or is guaranteed to continue from year to year except for termination due to non-payment of premium. Emergency coverage when traveling outside the U.S. (plan-specific) Not subject to lock-in. Medicare supplement plans may be purchased throughout the entire year by eligible Medicare consumers. Cannot be singled out for a rate increase.SpecialtiesOur agency specialize in health and wellness insurance and offer variety of specialty designed programs: Affordable Care Act Covered California Obama Care Health Insurance State Exchange Medicare Supplements, Medicare Advantage, Cancer, Critical Illness, Short term Care & Long Term Care, Health, Dental & Vision Disability Final Expense Fixed and Indexed Annuities design to supplement life long limited retirement income Life Insurance