Guild Mortgage - Andrea Bussell

Erick Winchester is an experienced Mortgage Banker and Broker based in Modesto, California, with over 30 years in the home lending industry. He specializes in a wide range of loan products including FHA, VA, Jumbo, Conventional, and Down Payment Assistance programs. Erick also works with first-time homebuyers, self-employed borrowers, veterans, and clients seeking specialized loan options such as reverse mortgages, construction loans, HELOCs, and Non-QM products. Known for his dedication and long-standing success, Erick has earned Presidents Club honors every year from 2012 to 2024. Outside of work, he takes pride in being a devoted husband and father.

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.