HMS-Home Mortgage Services

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600 Anton Blvd Ste 1700
Costa Mesa, CA 92626

HMS-Home Mortgage Services is a licensed and experienced mortgage broker based in Costa Mesa, CA. They work with a variety of clients, from first-time home buyers to investors, offering a range of loan products from well-known banks, credit unions, and wholesale lenders. With a commitment to building lasting relationships, their friendly and efficient team helps clients find their dream homes, secure low-interest loans, and navigate the real estate market with ease.

With a focus on customer satisfaction, HMS-Home Mortgage Services provides personalized services and strives to negotiate the best contracts for their clients. They offer a seamless experience, whether clients are buying, selling, or refinancing their homes, and have a wide selection of properties available for viewing. With their expertise and dedication, HMS-Home Mortgage Services is the go-to mortgage company for all real estate needs in Costa Mesa and beyond.

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5.015 reviews
Photo of Mike S.
Mike S.
11/26/2016

I have worked with Nick on a investment property refinance, investment property purchase, and a home purchase. Nick provided me multiple mortgage options for each transaction I completed with him...

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Vanessa L.
11/5/2016

I have used Yelp for a lot of my life milestones - dating, wedding planning, researching baby services/daycares and now home buying. I have turned to Yelp and vented about all things great and...

Photo of Laurie M.
Laurie M.
11/12/2016

Nick Lu with HMS - Home and Mortgage Services provides Five star service! I've done business with HMS twice, first with my condo loan refinance 6 years ago & again this past July when I purchased...

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R B.
11/4/2016

As a first-time homebuyer, I knew nothing about the process. L.A. is a tough market and I needed a guide! Nick helped me get pre-approved up to an amount I could afford based on my income, then...

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Rene C.
11/8/2017

I've got to be honest. My wife and I started with another lender initially, but as we were going through an already stressful process, we were becoming more and more unsure of whether we'd even...

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Ive been originating loans since 1983, nine of which as an underwriter. My experience has led to over 6,600 on-time closings, resulting in more than $1.3 billion in closed loan volume mortgages are what I do. Im passionate about the financial well-being of my clients, and my commitment to meeting their needs and expectations never ends.Every client I work with receives an outstanding customer service experience and the mortgage value they deserve. My philosophy is simple I find the right loan that meets your needs at a highly competitive price, provides realistic expectations, and ensures an on-time closing. Ive developed a loyal following of customers who trust that I have their best interests at heart. Ive worked hard to develop this standard of excellence and make it my personal motto life is in the details, and it shows. I personally manage all transactions from beginning to end, so you always know where you stand in the process. Im licensed in Arizona, California, Colorado, Florida, Idaho, Illinois, Nevada, New Mexico, Oregon, Texas, Washington, and Wisconsin, so I can help from afar!Whether you're a first-time buyer, a move-up buyer, or a seasoned investor, I understand that buying a home is one of the most important purchases of your life. My team and I will stand by our personalized service using Trustworthiness, Respect, Urgency, Significant value, and Timeliness. You can TRUST the Buzz!On a personal note, Ive been married for 47 years with three grown children and three grandchildren. NMLS: 205245, Branch NMLS: 1959013
United StatesCaliforniaCosta MesaHMS-Home Mortgage Services

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