Jenny Sharpe - Guaranteed Rate Affinity

History

I've been in the Mortgage / Real Estate industry for over 20 years, as a mortgage loan officer, and as a Realtor in California and Colorado, handling the purchases of everything from condos and single family homes through to a Medieval castle. This experience of being on both sides of the table enables me to provide my clients with informed guidance throughout their purchase or refinance. I'm originally from England and if you are relocating from the UK to California I can help you apply for a US mortgage and guide you through the differences between buying a home in the US and the UK. Reach out to me for a no-obligation chat about your mortgage needs. NMLS ID: 2019798

Specialties

Needing a 20% down payment is a thing of the past! I have mortgage products with down payments as low as 0% (VA or USDA, subject to eligibility). Jumbo mortgages with down payments as low as 3.5%. Conventional mortgages with down payments as low as 3%. It's never too early to reach out to me for an informal chat about your mortgage options. Whether you're planning to buy ASAP, or you're just starting to gather information about mortgages, let's talk! When you apply for a mortgage with me, I search a vast database of mortgage lenders to find you the best rate and match for your specific scenario. This database of lenders includes the major banks. I also have specialist lenders I can place clients with when their scenario doesn't meet the conventional mortgage requirements. I am able to help you with conventional mortgages, jumbo mortgages, mortgages for self employed people / bank statement programs, refinance, HELOC, VA loans, FHA loans, USDA loans, investment property mortgages, and many others. Not all applicants will be approved. Applicant's interest rate will depend upon the specific characteristics of applicant's loan transaction, credit profile and other criteria. Equal Housing Lender. NMLS ID: 2019798