Joel S. Smith & Associates

Happy Investments Inc. is a seasoned mortgage broker and private hard money lender based in Southern California, specializing in both residential and commercial financing solutions since 2005. With a dedicated team boasting over 20 years of combined real estate experience, the company aims to provide tailored loan options to meet the diverse needs of borrowers and brokers alike. Offering a wide range of loan programs, including fixed-rate mortgages, adjustable-rate mortgages, and various types of commercial loans, Happy Investments Inc. prides itself on its commitment to customer satisfaction, integrity, and quality service. The firm has successfully financed over 115,000 borrowers, leveraging its extensive network of lenders to secure the best possible loan terms for its clients. Generated from the website

The Patricia Medina State Farm agency, located in Concord, CA, has been serving the East Bay community since 2006. With a focus on assisting families, young professionals, and individuals relocating to the area, the agency offers a wide range of insurance products, including auto, homeowners, and life insurance, and is fluent in Spanish. Dedicated to providing exceptional customer service, the agency prides itself on professionalism and a commitment to supporting local residents with their insurance needs. Patricia Medina and her team strive to make a positive impact through kindness and consideration, ensuring clients receive personalized and attentive service. Generated from the website