Mutual of Omaha - Marty Appel

Helping seniors secure a financially stable retirement. Are you 62 or older and looking for ways to enhance your financial security during retirement? I am passionate about empowering seniors to achieve peace of mind by incorporating housing wealth into their overall financial plans. I love to sit at the kitchen table with my customers to explore strategies that can help eliminate monthly mortgage payments and create a more stable future.

Jon Carlson is an expert on FHA-insured Reverse Mortgages, known as Home Equity Conversion Mortgages (HECM). Based in the San Francisco Bay Area, he has been helping seniors take advantage of the HUD Reverse Mortgages and to find solutions to their financial challenges for over ten (10) years. This includes using the program as a wealth management tool to extend retirement or to transition into a new home purchase with no mortgage payments. He regularly speaks to various senior groups including the American Legion, Kiwani’s, numerous senior centers and campuses. He is a graduate of UC Davis, a licensed real estate professional and holds a Mortgage Loan Originator endorsement (#257040).

Cheryl McCarthy is the Alameda Reverse Mortgage specialist and speaker. She assists homeowners in the greater San Francisco Bay Area, ages 62 years and older, enhance their retirement by helping them select the right Home Equity Conversion Mortgage (HECM) program to meet their specific needs. She is a trusted resource in banking and finance, serving clients and finance professionals in Alameda and the Bay Area for over 25 years. She works extensively with Attorneys, Mortgage Consultants, Financial Planners, Bankers, Senior Services Providers and Realtors, helping them to assist their clients with their retirement needs.