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Optimum First Mortgage

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7755 Center Ave # 9

Huntington Beach, CA 92647

+1 (714) 415-3203

http://www.optimumfirstmortgage.com

Optimum First Mortgage in Fountain Valley, CA is a reputable mortgage lending company dedicated to providing fast closings and high customer satisfaction. With over a decade of experience, they offer a transparent and efficient process for purchasing or refinancing homes, ensuring clients receive the most competitive rates tailored to their needs.

Committed to putting clients first, Optimum First Mortgage promises to deliver on their guarantees, from locking in interest rates to providing top-notch customer service. Their team of experts works tirelessly to help clients achieve their financial goals with ease and confidence, making the home buying or refinancing experience smooth and stress-free.

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Reviews

5.0694 reviews

David C.

11/28/2025

I had the pleasure of working with Optimum via Jacob Benavides, and he is the main reason I stayed with Optimum instead of choosing another lender. My wife and I had plenty of options, but the...

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Neil F.

11/7/2025

This is my second refinance with Optimum and I am 100% satisfied with the no cost 15-year refi. Alfredo kept me on a watch list and when he was able to offer me the terms I wanted, he contacted...

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Behrang B.

1/2/2026

Caution: Non-Standard "Teaser" Rates & Bait-and-Switch Tactics I had a very concerning experience with Optimum First Mortgage. I was initially quoted a highly specific interest rate of 5.123% (a...

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Donna T.

9/16/2025

Update: Last week both Ben and Nadia said it would expire in 30 days (did not mention this weeks before that) and last week was the end of 30 days. Now you're saying 60 days not 30. Meanwhile, in...

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Alex V.

11/28/2025

My wife and I just refinanced our house in Anaheim Hills with the help of Jarrett Beach and Melissa Zucca. They made the whole refi process so easy and transparent. I was able to effectively plan...

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