PenFed Credit Union

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9494 Miramar Rd
San Diego, CA 92126
Since 1952, Miramar Federal Credit Union has been serving financial services the Naval Air Station. Based in San Diego, Calif., it is a member of the U.S. Armed forces and serves active and retired military as well as their extended families. The firm offers a diverse range of loan programs that includes home, auto and consumer loans. It also provides the service of a basic free checking account with no fees or minimum balance requirements. The firm also caters with a number of services, including online banking, check reorder and free credit report.

Reviews

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2.061 reviews
Photo of Sharon P.
Sharon P.
12/17/2020

I joined PenFed Credit Union when I was traveling to D.C. for work - I needed a convenient financial establishment since I was there so often. That was maybe 15 years ago but I've maintained...

Photo of Arlene K.
Arlene K.
11/17/2025

I went to the Miramar Road location because I needed to speak to someone in person and was struggling with their app and website. To my surprise, the branch has been closed for several month! I...

Photo of Bryan F.
Bryan F.
3/25/2025

Well dang.... They closed. Good luck trying to find another birck-and-mortar PenFed. I hate dealing with them ( or anyone ) on the phone, but their service in person was pretty good, no...

Photo of Margaret R.
Margaret R.
12/10/2024

Unfortunately, I'm not impressed with the level of service from PenFed. I had to close an account (my late mother's) and received several different answers about how to do it. Two people told me I...

Photo of Lam L.
Lam L.
4/11/2025

Everyone is so helpful. Not sure why there are bad reviews. Haven't had issues knock on wood.

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