Provident Savings Bank

Provident Financial Holdings is the holding company of Provident Savings Bank, a community bank chartered in 1956. The company provides services through Provident Bank, Provident Bank Mortgage and its subsidiary, Provident Financial Corp. Provident Savings Bank offers personal and commercial banking services, such as checking, savings, certificates of deposit and money market accounts. To its commercial customers, the bank also offers term loans, Small Business Association loans, commercial real estate loans and business lines of credit, as well as a range of merchant services. Provident Bank Mortgage offers personal mortgages, home equity loans, lines of credit, construction loans and commercial loans. Provident Bank has more than 10 banking locations, and Provident Bank Mortgage has approximately 10 locations. Provident Financial Holdings is headquartered in Riverside, Calif.

Established in 1974, The Bank of Hemet provides business and commercial banking products and services. It offers various consumer checking accounts, such as Freedom, Interest Plus, Silver and Electronic Transfer accounts, as well as several business checking accounts, including interest and analysis accounts. The bank also provides a variety of consumer savings accounts, such as Personal, Minor-Trust, Investor and Personal Money Market. It also offers various personal loans, including automobile, recreational vehicle, mortgage, home equity, and savings secured loans. The bank also provides commercial loans, including equipment, commercial real estate, construction and small business administration loans. It also provides certificates of deposit, ATM cards, check boxes, debit and credit cards, payroll services, federal tax payment and courier services. The Bank of Hemet has an office in Riverside, Calif.