SiFi Lending

With fluency in Spanish, Manny proudly serves clients in the San Ramon, CA area and specializes in preapproval, lending to self-employed clients, FHA mortgages, fixed-rate mortgages, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Manny is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Manny can help you get a clear picture of what might work best for you. Manny will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Manny wants to ensure that you have a positive home lending experience.

American Financial Network, located in San Ramon, CA, is dedicated to helping individuals achieve their dream of homeownership through a variety of financing options. With over 200 branches nationwide, they provide personalized service and expert guidance to navigate the complexities of buying or refinancing a home. In addition to their loan programs, American Financial Network offers valuable resources such as calculators and blogs that cover topics like home renovation and spring cleaning. Their commitment to customer satisfaction is reflected in numerous testimonials highlighting their team's dedication and care for clients throughout the financing process. Generated from the website

In over 14 years of home financing, Ive established a reputation for dependability and being a trusted resource to my clients and team. Over the years, Ive maintained real estate acumen to deliver top-quality service in an ever-changing lending landscape. From first-time homebuyers to experienced investors, Ive seen it all and got it done.My experience working with a diverse clientele helps me create a tremendous experience for everyone. I understand the nuances involved in home financing from the goals you may have to financial circumstances that may change whats best for you. Well discuss your situation, the loans and financing programs available, and make a plan just for you.From application to closing, Ill work tirelessly to ensure your transaction is efficient and finishes on time. I look forward to making your home loan experience pleasant and memorable by delivering the highest levels of communication and service.Im an avid San Francisco 49ers and Giants fan and lifelong resident of the San Francisco Bay area. When Im not at the game, youll find me spending quality time with my wife Tammy and our two daughters, Leah and Noelle. NMLS: 332741, Branch NMLS: 2377886 Equal Housing Opportunity.