Karen Zendels-Hagen at Waterstone Mortgage NMLS #111165

With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwriter. Originally from Pittsburgh, she moved to Central Florida to further her career and embrace her love for scuba diving and the beach. A former mortgage company owner and industry leader, Tammy has held key roles in major lending institutions and served on the Florida Mortgage Bankers Association board. Now a Senior Mortgage Advisor at Waterstone Mortgage, she remains dedicated to exceptional service and helping families achieve homeownership.

Daniel Bass has been in real estate since 2004, gaining experience in mortgages, sales, and appraisals to provide a well-rounded perspective for his clients. A Volusia County native, he’s passionate about helping others achieve homeownership in the area he knows and loves. With deep local knowledge and a commitment to building strong relationships, Daniel ensures a smooth and informed home loan process. Based in DeLand, he enjoys exploring local shops and restaurants, kayaking, biking, and making the most of Central Florida’s outdoor lifestyle.

Eric Putt has been a trusted mortgage professional since 2005, earning recognition as a top producer and a 5-Star Service Award recipient. Ranked in the Top 1% of mortgage loan originators nationwide, he is committed to closing on time and ensuring a smooth experience for his clients. A proud University of Central Florida graduate, Eric lives in Maitland with his wife and two children. Outside of work, he enjoys coaching his kids' sports teams, boating, and spending time on the water.