Motto Mortgage South

Academy Mortgage Powered by Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. We offer expertise and personalized service for new home purchases and refinancing to every borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.

Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of production and the top 1% in the country by Scotsman Guide, Pam has consistently demonstrated excellence, earning President’s Level status multiple times. Let Pam and her team guide you through your mortgage journey with empathy, pride, and unparalleled service.

Matt Reyes began his journey in mortgage banking in 2015, starting as a production assistant and progressing through roles as a loan officer assistant and loan officer. Today, he proudly serves as a Producing Branch Manager for our Marietta Station Branch. With expertise in both purchase and refinance transactions, he has been honored with numerous awards for both production and customer service. Matt specializes in government and conventional financing for both new construction and resale homes, as well as many first-time homebuyer programs, down payment assistance, non-QM, and jumbo financing options.