PVR/Ignite

World Financial Group is one of the world's leading insurance, pension and related financial services companies. The company, through its subsidiary World Group Securities, offers insurance protection and security products. It serves the needs of clients in the United States and Canada. World Financial Group provides term and permanent life insurance plans. The company offers products under the WFG Financial Dream Map brand. It provides financial and retirement strategies and college planning solutions. World Financial Group s portfolio of investment products includes annuities and mutual funds. In addition, the company is a part of AEGON, which is one of the world's leading life insurance and pension groups.

J. Smith Lanier & Co. is an employee-owned company that was established in 1868 and has become one of the largest privately owned insurance brokers in the United States. Since 1868, the company has grown from a three-employee local agency to a major regional firm employing more than 425 employees in nearly 10 divisions and more than 15 branch offices. The firm investigates areas of potential loss with the client and offers suggestions on how to handle such exposures. In every case, its philosophy is to eliminate, reduce or transfer the cost of risk. If this is not possible, it will recommend that insurance be purchased or the risk self-insured. J. Smith Lanier & Co. is located in Duluth, Ga.