Sonya K Spitznas - Empire Home Loans

Guaranteed Rate Affinity is a national retail mortgage lender delivering low rates with a streamlined process, we are committed to helping homeowners with home purchase loans and refinances. Were a partnership between Realogy and Guaranteed Rate, that means we can rely on Guaranteed Rates cutting-edge technology and proven platform while providing our knowledgeable, talented loan officers with unparalleled access to agents across the country. We originate and market our services to Realogy's real estate brokerage and relocation subsidiaries. We also market to a broad consumer audience and other nationwide real estate brokerage and relocation companies. Contact one of our trusted loan officers today for more information!

Whether you're buying your first home, moving, or refinancing, you want to work with a team you can trust. That's where Team Tongg can help. We're licensed in over 40 states, and I've been recognized nationally by Scotsman Guide's Top Originators awards. Since 2014, my team and I have helped hundreds of people across the country consolidate debt, lower their interest, or purchase a home. Whatever your homeownership goals, we're dedicated to that end.We understand good communication relieves the stress of the loan process. My team will walk you through each step in the process, answer your questions and concerns, and be available for mortgage updates at every stage. It's our pleasure to partner with you on your home financing journey. NMLS: 1166302, Branch NMLS: 1379257

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Honolulu, HI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2493289 | Branch NMLS #1379257