BMO Bank of Montreal

The Baldwin State Bank provides checking accounts, savings accounts and loan facilities. Its services include certificates of deposit, individual retirement accounts, money market investment accounts, business-swing savings accounts, regular, special and now checking accounts, mortgage, fixed-rate, adjustable-rate, agricultural, student, home, vehicle and unsecured loans. It also provides ATM and Internet banking facilities. The bank is headquartered in Baldwin City, Kan.

First Option Bank provides a wide range of financial services for consumers and businesses in Kansas. The bank was chartered as a federal bank and opened for business in 1923. It offers checking, savings and money market accounts, certificates of deposit, debit cards and investment planning. First Option Bank s lending capabilities include real estate, construction, home equity and installment loans. The bank assists businesses with commercial accounts and merchant services. Its online module enables customers to access accounts, pay bills and customize financial activities. First Option Bank has locations in Osawatomie, Paola, Louisburg and LaCygne, Kan.