The Lukaart Agency, a Farm Bureau Agency

I am born and raised in west Michigan and know the risks that many families face. I became an agent for an organization that can help you to protect the things that matter the most. Whether it be your auto, home, motorcycle, or with life insurance I can help you every step of the way.

Welcome! My name is John Kozlowski, and I’m proud to serve as your trusted Allstate Insurance agent here in West Michigan. With over 17 years of experience in the insurance industry and a strong background in property & casualty insurance, my goal is to help individuals, families, and businesses protect what matters most. Having lived in West Michigan for most of my life, I have a deep understanding of the needs of our local community. I graduated from East Kentwood High School and earned a Bachelor’s degree in Business Finance from Davenport University, equipping me with the skills and knowledge to offer sound financial and insurance guidance tailored to your unique circumstances. At our agency, we believe in creating lasting relationships built on trust, transparency, and personalized service. Whether you're looking for auto, home, life, or business insurance, we’re here to help you make informed decisions and achieve peace of mind. When I’m not working, I enjoy spending quality time with my wife—an educator with a passion for teaching—and our two sons. We love being a part of the vibrant West Michigan community and taking advantage of all it has to offer. If you’re ready to protect what matters most or simply want to review your current coverage, let’s connect. I look forward to being your trusted representative in insurance.