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35561 County Road 3
Crosslake, MN 56442

STAR Network is a full-service debit payments network that provides secure and convenient transaction solutions for consumers and businesses. With a focus on exceeding consumer expectations, STAR offers flexible debit transactions through various channels, including digital wallets, ATMs, and point-of-sale systems.

Committed to transaction security, STAR continuously enhances its fraud mitigation services to ensure cardholders feel safe using their debit cards across all payment channels. Serving over 115 million debit cardholders from more than 2,800 issuers, STAR Network delivers a comprehensive suite of services designed to keep clients competitive in the evolving commerce landscape.

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First Western Bank & Trust

Lakewood Bank is a community-focused financial services provider in the Minnesota lakes area with four locations. We offer extended hours for convenience and you can work with us online, in person or by phone. Lakewood Bank Advantage Quality service. Lakewood Bank focuses on the needs of local families, small businesses and farmers, dating back to 1963 when its roots were set in the Brainerd Lakes area. Local deposits. We lend in the community where our depositors live and work, keeping our local community vibrant and, ultimately, growing. The more our deposit base grows, the more we can stimulate the local economy. Expertise. Because Lakewood Bank is itself a small business, we understand the needs of small-business owners. Our core concern is lending to small businesses and the owners and employees of local, small businesses. In fact, across the United States, community banks make almost half of all small-business loans, Lakewood Bank is no different. Responsive. Lakewood Bank can offer nimble decision-making on loan requests because decisions are made locally. And the loan decision-makers are accessible to their customers in person at one of our four local bank branches. Trust. Because our success depends on establishing long-term relationships, Lakewood Bank always look out for the best interests of our customers. We work hard to deliver only the financial services and loans our customers truly need and want. We also are willing to consider character, banking history, family history and discretionary spending in making loans. Compassion. Lakewood Bank is always assisting its customers with unique and unexpected problems or other situations. You are not a number Lakewood Bank, you are our customer and we are proud to have you refer to us as "My Bank!" Civic loyalty. Lakewood Bank's employees are deeply involved in making our local communities better places to live, and they are expected to be involved in helping local organizations and groups. We have long differentiated ourselves by the quality of our customer service and our strong local ties. We've also become more sophisticated in the services we can offer, including online banking, remote deposit capture and, in the future, mobile banking, to match the larger banks. But the bottom line for us is relationships with people, not just transactions and numbers. The best way for consumers and small- business owners to learn about Lakewood Bank is to visit the most convenient branch and talk with a banker. Switching bank is a lot easier than you expect, and the benefits are more than personal!

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