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Northwoods Credit Union is a member-owned financial institution proudly serving individuals and families across northern Minnesota. We offer a full range of personal and business banking services, including checking and savings accounts, auto and recreational loans, mortgages, and retirement planning support. With a focus on personalized service, competitive rates, and local decision-making, we’re here to help our members reach their financial goals. Whether you're buying a new car, exploring land loan options, or planning for retirement, Northwoods Credit Union is your trusted local partner. Experience the credit union difference—friendly faces, real support, and a commitment to our community.

North Shore Bank, located in Cloquet, MN, offers a range of financial services aimed at meeting the needs of the community. With a commitment to customer service and local engagement, the bank provides personal banking, loans, and investment solutions. Its friendly staff and convenient location make banking accessible and straightforward for residents and businesses alike. Generated from this place's information

Jennifer has been working in the banking industry for over 18 years. During this time, she has held almost every position on the retail side of banking, including teller, banker, branch manager, and now a mortgage lender with Frandsen Bank & Trust. She loves being part of her clients' home-buying journey, whether they are first-time home buyers, looking to upgrade or downsize, or simply wishing for a change. Jennifer is passionate about finding creative financing solutions for her clients and enjoys showing them all of their options so they can make the best decision for themselves. She is excited to help you get started on creating your dream of homeownership.