Kosmecki Team
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Bay Equity Home Loans is a full-service mortgage lender that has been prioritizing personal relationships since its founding in 2007. Licensed in 48 states and Washington D.C., the company focuses on meeting the diverse needs of its clients, whether they are first-time homebuyers, current homeowners looking to refinance, or seeking specialty loan options.
With a commitment to understanding the importance of homeownership, Bay Equity offers a variety of loan products, including fixed-rate, adjustable-rate, FHA, VA, and USDA loans. Their expert loan officers, now connected with Rocket Mortgage, provide additional resources to support customers throughout their home financing journey.
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