COUNTRYWIDE HOME LOANS

Established in 1995, Hope Community Credit Union provides a variety of financial services to low-income individuals. It offers checking and savings accounts and financial literacy workshops. The union serves the states of Arkansas, Louisiana, Mississippi and Tennessee. Hope Community Credit Union provides ATM and debit cards, as well as telephone and online banking services. It offers refinance, purchase and federal housing loans and commercial financing tools. The union also provides loans for equipment, machinery, vehicles, materials, repairs and minor construction, and payroll and working capital. Hope Community Credit Union additionally offers certificates of deposit and money market and paperless checking accounts.

Southern Bancorp is America's leader in rural development banking. Since its formation in 1986, Southern has originated over $2 billion in development loans-primarily to individuals and organizations in the poorest areas of the United States.