Michael J. Laucello, Attorney at Law

Bankruptcy can help you to stop creditor harassment, relieve the stress of overwhelming debt, and obtain a fresh start. Deciding whether to file a Bankruptcy Petition is a serious legal decision which should only be made after careful consultation and reflection. If you decide to file, you must prepare thoroughly, so that your filings are complete and accurate in all respects. The first choice you have to make is what kind of Bankruptcy to file. Federal law provides several options, and each kind of Bankruptcy is referenced by the number of the chapter of the United States Bankruptcy Code which governs it.