Sam Ciancio - Mortgage Loan Officer

Antonio Ciccullo is a seasoned Mortgage Loan Officer based in New York, NY, with 19 years of experience in assisting borrowers with their homeownership needs. He specializes in a variety of loan products, including first-time homebuyer loans, construction and renovation loans, and cross-border mortgages, ensuring clients receive tailored solutions for their financial goals. With a strong focus on customer service, Antonio emphasizes clear communication and thorough consultations to guide borrowers through the mortgage process. His expertise in construction loans, particularly the construction-to-permanent loan option, has helped many clients realize their dream homes while building a business founded on referrals and exceeding expectations. Generated from the website

Joanne Nicolo is a highly experienced Mortgage Loan Officer based in New York, NY. With a deep level of expertise in the mortgage industry, Joanne assists borrowers in finding the best loan options to meet their home ownership needs, whether they are first-time homebuyers, seasoned homeowners, or looking to refinance. She takes the time to consult with her clients, ensuring they understand their options and the mortgage process, and maintains regular communication throughout to provide a great experience. Joanne's goal is to exceed expectations and build her business through referrals. TD Bank, where Joanne Nicolo is a Mortgage Loan Officer, is a trusted provider of lending solutions in the New York area. They offer a range of mortgage products, including conventional, jumbo, and portfolio mortgages, as well as FHA, VA, and USDA loans. With a focus on affordability and low down payment options, TD Bank helps borrowers achieve their financial goals. Their commitment to delivering a superior lending experience is reflected in their straightforward products, expert advice, and dedication to helping clients make smart borrowing decisions. TD Bank is a member of the FDIC and offers a comprehensive range of banking and investment services.Generated from the website

Blair Cowan is a seasoned Wealth Mortgage Loan Officer based in New York, NY, with over 21 years of experience in assisting borrowers with their homeownership needs. Specializing in various loan products, including construction and renovation loans, Cowan is dedicated to providing personalized consultations to help clients navigate the mortgage process effectively. Recognized for his expertise in construction loans, Cowan offers a unique construction-to-permanent loan option that simplifies financing for home building projects. His commitment to exceeding client expectations has fostered a referral-based business model, ensuring a high level of service throughout the lending experience. Generated from the website