Charles C.
8/28/2023
I do not understand all the negative reviews as I have been a customer with Live Oak Bank going on six years and have always had positive interactions with everyone I have come in contact with....
Live Oak Bank
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1741 Tiburon Dr
Wilmington, NC 28403
Live Oak Bank, based in Wilmington, NC, is a fully digital bank that prioritizes personalized service for both business owners and individuals. With a focus on customized lending solutions and high-yield savings options, Live Oak Bank stands out for its commitment to providing a seamless banking experience.
Recognized as an SBA Preferred Lender and offering a range of financial products including business loans and CDs with competitive rates, Live Oak Bank caters to the diverse needs of its customers. Their innovative approach to banking, devoid of branches and commissions, ensures a customer-centric approach that sets them apart in the industry.
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Reviews
2.541 reviews
Jason M.
7/7/2025
The good news is that I got interest every month. The bad is that it didn't equal the advertised yield. That is, I was expecting 4.1% according to their website, but I was getting 4.02. When i...
In The Becoming F.
11/4/2025
Live Oak Bank is not willing to help you in any way if you are struggling to make payments. They will not defer payments to cut you any slack when times get tough. I do not recommend Live Oak...
Deric P.
11/26/2025
This is the first bank I have ever dealt with that demands copies of statements from the bank that is funding the account. Not only has no other bank ever asked this, but they also want a copy of...
Jeff P.
5/8/2025
I am amazed by the prehistoric requirements of this bank to open a savings account. I spent the time to register and have micro deposits made to my account. Then after giving copious amounts of...
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