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Nikki Jo has over 26 years of experience in banking and lending and currently serves as a Vice President and Retail Banking Manager. During her career, she has worked in a variety of roles in banking, lending, and investments. This diverse experience has given her clients a unique perspective and allowed her to help them achieve success in their finances and overall well-being. Nikki Jo takes great pride in providing excellent service and helping her clients achieve positive and lasting results.

Brad Foley has been in the mortgage banking industry for over 20 years, making him a reliable choice to help you with your next home purchase or refinance. His excellent communication skills, attention to detail, and vast knowledge of the field will be incredibly helpful in guiding you through your mortgage experience. Brad Foley has been a resident of Grand Forks for over 30 years. He is dedicated to ensuring that his clients reach the closing table on time and that the mortgage process is as seamless as possible. If you are looking for a caring mortgage professional to assist you in your next transaction, please get in touch with Brad Foley today!

Frandsen Bank & Trust offers a full range of banking services including, but not limited to, business and agriculture lending, home mortgages and cabin loans, commercial and farm real estate lending and full suite of treasury management products. We also provide remote deposit, positive pay, electronic payment processing, consumer loans and deposits, plus many other personal and business banking services through our and mobile platforms. We are a true community bank that serves over 30 communities across Minnesota, North Dakota, and Wisconsin. We provide customized banking services that help our clients achieve their financial goals. Our relationship-based approach allows us to serve each customer individually, providing them with personalized service and advice.