Chase Home Lending

Scott proudly serves clients in the Dayton, OH area. Scott has 19 years of experience as a Senior Home Lending Advisor and specializes in preapproval, low-to-moderate income lending programs, adjustable-rate mortgages, FHA and VA mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Scott is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Scott can help you get a clear picture of what might work best for you. Scott will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Scott wants to ensure that you have a positive home lending experience.

Additional Licenses: NMLS# 1166950 | KY - MC700401 | OH - MLO.044002.000. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe the purchase or refinance of a home is a major decision and should be treated as such. I want this process to be as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance. Gratefully serving the Greater Dayton, Cincinnati and Northern Kentucky markets.

At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience