Trey Howard, Ruoff Mortgage

Choose Guild for who we are. Our loan officers bring honesty and expertise to each relationship. We sort through the complexity. We mind the details. We take our responsibility seriously because it matters to people's futures. We're here to guide you through the biggest transactions of your life. And we're here to serve you long after the loan closes. We operate to earn your business for life, to help you nurture the investment that serves as the setting for many of life's moments - big and small.

Trusted mortgage lender helping families, first-time homebuyers, and veterans with home purchases and refinancing. I provide clear guidance, frequent communication, and personalized mortgage strategies. From application to digital closing, I make the process simple, stress-free, and tailored to each client’s needs.

Additional Licenses: NMLS# 1841663 | GA - 67741 | OH - MLO-OH.1841663. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.