Luzerne Bank C/O Penns Woods Bancorp, Inc

First National Bank of Berwick, a subsidiary of First Keystone Corporation, has been owned and operated by local men and women since 1864. First National Bank of Berwick has grown from one building in Berwick to 11 full-service offices throughout Columbia, Luzerne, and Montour counties. The bank also operates fifteen ATM s through the Star network, two supermarket locations open seven days a week in Danville and Briar Creek, and banking at home via the Internet and telephone. First National Bank of Berwick offers a variety of consumer products including checking, savings, money market, certificates of deposit, personal loans, mortgages, and home equity loans suitable for the residents of the local communities we serve. A commercial loan department and a trust department are located at the Main Office in Berwick, Pa., for all your business and trust needs.