Robert A Smith, AGT - Nationwide Insurance

Our approach is goal-based, so we’ll also help identify any potential gaps or roadblocks that could impact your strategy—things like unexpected expenses, insurance needs, or future milestones (hello, grandkids!). By building your playbook for financial independence around these key events, we ensure that it’s not just about the “now” but the “what’s next.”

Farmers & Merchants Bank of Central California, also known as F&M Bank, is a full-service community financial institution that provides a range of lending and depository products. The bank serves residential and business customers in Central Valley in California. It offers checking, money market, individual retirement and savings accounts, as well as certificates of deposit. F&M Bank provides car, personal, and home mortgage and equity loans. The bank also offers remote deposit, merchant card and cash management services. In addition, it provides Internet and telephone banking services, as well as debit and credit cards. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. Founded in 1916, F&M Bank is a part of Farmers & Merchants Bancorp, which is a publicly held company.

Farmers & Merchants Bank of Central California, also known as F&M Bank, is a full-service community financial institution that provides a range of lending and depository products. The bank serves residential and business customers in Central Valley in California. It offers checking, money market, individual retirement and savings accounts, as well as certificates of deposit. F&M Bank provides car, personal, and home mortgage and equity loans. The bank also offers remote deposit, merchant card and cash management services. In addition, it provides Internet and telephone banking services, as well as debit and credit cards. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. Founded in 1916, F&M Bank is a part of Farmers & Merchants Bancorp, which is a publicly held company.