Heritage Financial Group

Provident Business Financial Services provides economic development financing to small businesses by participating in the SBA 504 debenture program. The essence of this program is to make long-term, low down-payment, reasonably priced fixed-rate financing available by providing second mortgage loans. These second mortgage loans are subordinated to conventional first mortgage loans from traditional lenders, stimulating the private sector investment in long-term fixed assets which, in turn, will The longer term matches the life of the assets with the term of the financing. The term and below-market fixed rate pricing brings debt service on the financing more in line with the cash flow generated by the fixed asset being financed. The low down payment enables the operating company to preserve working capital for growth in receivables and inventory, making the business stronger and more likely to succeed. Consulting Services Our experienced staff has the resources to put you in contact with other financing institutions or other government sponsored programs to meet your financing needs, in the event our SBA 504 program is not the right financing vehicle for you. In addition, if you do not have a current relationship with a bank, we can assist you in finding a bank that will work with you to help you meet your needs. We currently work with the majority of banks throughout South Carolina, so we already have the relationships established with the banking community.

Ameris Bank bankers look forward to your visit at our Lexington West Main Street bank location. You will be extraordinarily well-served by professional, courteous and knowledgeable bankers. Whether you prefer to conduct your banking in-person at our Columbia West Main Street bank location, over the phone, online, at the ATM or on your mobile device, Ameris Bank is committed to providing you with convenient, flexible access to your accounts anytime and anywhere.

Auto Credit of Columbia, situated in the Bush River Plaza, specializes in providing auto loans to customers in Columbia, SC. Their knowledgeable staff is available to assist with inquiries about current rates and financing options. Customers can easily reach out to Auto Credit of Columbia either by phone or in person to learn more about their services and how they can help secure the right auto loan for their needs. Generated from their available business information