State Farm Insurance

Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

TN-765336The Jeff Herman, State Farm team is proud to serve the Bartlett, TN and Greater Memphis area with insurance and financial services. Contact our office today for an insurance review to see where we can help get great value on car insurance, auto insurance, homeowners insurance, renters insurance, life insurance, business insurance and more. We would love the opportunity to earn your business!

High risk homeowners insurance is not something most homeowners ever expect to need. Insurance agencies can and will refuse to renew your insurance if they decide you are high risk. There are a few reasons your home could find itself in the high risk category. The condition and age of your home and claims history can cause your insurance company to drop your policy. Living in a flood plain or on an earthquake fault could also put you in need of high risk insurance. If you live in an area prone to catastrophic losses or even high crime area, you could be at risk of being dropped or non-renewed. Knowing why you could be dropped is important but knowing what to do when it happens is vital.