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Born and raised in Southern Utah, AJ shares the love and joy the desert has to offer. He enjoys all sports indoors and out and being with his family and friends. Coming up on his 5-year wedding anniversary, he can't wait to start a family with his loving wife. His background in management, sales, and mortgages creates the foundation for being service-minded and achieving the best outcome for his clients. AJ's commitment to his clients is integrity, communication, and a lasting relationship!

I hold multiple state licenses and can conduct business in UT, CA, ID, NV, AZ, NM & TX. I have been in the banking and mortgage industry for 40+ years and this experience has given me the diversity and knowledge to help you make right choices in your mortgage decisions. At Intercap Lending, customer service is a way of life. My team is dedicated in providing the utmost customer service and communication to give you that peace of mind and consistency you look for in a lender. We offer the following loan products: Conventional, Non-Conforming, JUMBO, ARM, FHA, VA, USDA, Utah Housing and Reverse Mortgages.