Ardp Future Investments LLC

With over 20 years of financial industry experience, Betsy helps to identify and develop business banking opportunities for local businesses and nonprofits. She enjoys focusing on both the personal and business banking health of her members. Betsy earned her bachelor’s degree in marketing from West Chester University and is a graduate of commercial banking school. Active in her community, she enjoys volunteering with local non-profit organizations such as Habitat for Humanity. "I love helping people discover solutions to meet their financial goals and needs."

Chas is a senior commercial banker who works with companies and entrepreneurs to provide business and real estate loans, deposits, and cash management services. He has over two decades of banking industry experience and joined TowneBank in 2009. Chas has an MBA from Old Dominion University and a Bachelor of Arts from the University of Virginia. He is also a graduate of the VBA School of Bank Management and of the CIVIC Leadership Institute. He currently serves on the Board and Executive Committee of Virginia Beach Vision, is a Community Advisory Board member of the Virginia Beach City Public Schools, and was a former board member of Hampton Roads Workforce Development, Virginia Aquarium, Virginia Beach Central Business District Association, and the ODU Real Estate Foundation. “I believe in creating a sustainable future for our communities!”

Curtis is a commercial lender specializing in floorplan and related dealership financing. He has more than a decade of experience in the banking industry having joined TowneBank in 2008 as part of the bank’s Management Associate Program. Curtis earned a Bachelor of Business Administration in Finance from James Madison University and is a 2014 graduate of the Virginia Bankers Association School of Bank Management. He’s involved with the Boys and Girls Club of South Hampton Roads, and as an avid sports fan, volunteers at local little leagues and high schools in the area. Additionally, Curtis currently serves as the Treasurer of Norfolk Parade Inc, a non-profit organization raising funds for local charities. “I love that through local decision making, TowneBank allows me the opportunity to put my members in the best possible position to be successful and meet their goals.”