Associates Financial Services

As a homebuyer, you’re looking for a Mortgage Loan Officer you can trust, one who’ll be honest with you and help you every step along the way. I have experience making the borrowing process as uncomplicated and convenient as possible for my clients, and I’m backed by PNC and recognized by NerdWallet as one of the Best Mortgage Lenders of August 2023. My goal isn’t simply to get you a mortgage, I’ll work hard to find a home financing solution that helps you buy a home responsibly. Let’s work together to get or keep you in the right home with the right mortgage.

Burke & Herbert Bank was founded in 1852 and is the longest-standing continuously operating Bank in the Commonwealth of Virginia. As a true community bank, we are deeply tied to the communities where we live and work, all decisions are made locally, and we are invested in the success of every client. Today, Burke & Herbert Bank continues to evolve and expand, bringing a full array of business, commercial and next-generation banking services to customers throughout Virginia and beyond.

HistoryTim has helped hundreds of individuals and families achieve the dream of home ownership. Making him the top 1% of Mortgage Loan Officers in the Country according to Mortgage Executive Magazine since 2015. Equal Housing Lender Equal Housing OpportunitySpecialtiesIf you have questions about Purchasing your First home, Next home, Refinancing, or Investing in Real Estate, Tim Kelly is here for You! With over fourteen years of mortgage banking experience Tim will will strive to make your loan process go as smoothly and as quickly as possible. We offer in house processing, underwriting, and closing. From the initial conversation till settlement Tim will guide you through the process. But his service doesn't end at closing, Tim aims to be his clients mortgage lender for life! Equal Housing Lender Equal Housing Opportunity