Max Morehead

Jennifer provides over two decades of experience in the financial industry and has held various banking positions throughout her career. She has consistently recognized the importance of community banking, which remains her passion to this day. She provides strategic leadership and direction to our Richmond-area bankers to ensure the delivery of exceptional service that our members can count on. Jennifer earned an undergraduate degree in business administration from Longwood University and is a graduate of the Virginia Bankers Association School of Bank Management. "I am driven by a deep compassion for others and a steadfast commitment to making a positive impact for members and the community."

Cynthia has extensive knowledge of working with businesses across a wide range of industries, including commercial real estate, manufacturing, non-profits, professional services, legal, investment management, property management, technology, and hospitality. Her experience spans diverse sectors, including a Fortune 500 corporation, a venture capital–funded startup, higher education, and entrepreneurship through a previously owned insurance business. Her journey has provided a deep understanding of the business world from multiple vantage points. A Richmond native, she currently serves on the board of Valor RVA as both a member and Past Chair. Her civic engagement extends to the Chesterfield Chamber of Commerce, where she contributes to the Government Affairs Committee. She has also served as a member of the Goochland Chamber of Commerce, Needle’s Eye Ministries, and the Chapel Entrepreneurs Group. Her leadership experience includes serving as Past President of both the Midlothian Business Alliance and the James River Rotary. "My work is more than just banking - it's about being a trusted partner in my members' success!"

Billy has over a decade of financial industry experience. He offers personalized, high-touch banking service that assists commercial members in achieving their financial needs and goals. He earned his undergraduate and graduate degrees in business administration from Hampden-Sydney College. In his community, Billy volunteers with Richmond United. "I love that I get to work with a multitude of people to try and help them achieve their financial needs and goals."