The Exchange Network

The Exchange Network, based in Virginia Beach, VA, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby to make withdrawals, deposits, and PIN changes.

Designed for both local and Canadian EXCHANGE cardholders traveling to the U.S., the network allows seamless access to funds through the Allpoint Network and Accel Debit Payments Network. The Exchange Network is operated by Ficanex Services Limited Partnership, ensuring a reliable and efficient banking experience for its users.

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