Welk Security & Trust

What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: Property coverage pays for damage to or theft of your car. Liability coverage pays for your legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium. Why do you need auto insurance? It's really all about protecting yourself financially. If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it. If you or any passengers are injured in an accident, medical costs can be extremely expensive. If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth. Not only is having insurance a prudent financial decision, many states require you to have at least some coverage. Questions to ask your agent Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion: How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.) What is the insurance company's level of service and ability to pay claims? What discounts are available? (Ask about good driver, multiple policy and student discounts.) What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Based in Spokane, WA, State Farm stands as a prominent provider of insurance and financial services nationwide. With a wide array of offerings such as auto, home, and renters insurance, as well as life and health coverage, they cater to a diverse range of personal and business requirements. Apart from insurance, State Farm also provides financial products including banking services, investment solutions, retirement planning, and a variety of financial planning services. State Farm's hallmark lies in their emphasis on convenience and accessibility, manifested through their vast network of local agents who guide clients in choosing the right coverage for their specific needs. By offering consistent support and a comprehensive range of insurance products and financial resources, they effectively support individuals, families, and businesses in their pursuit of stability and financial well-being. Generated using this brand's available information

Moranco & Associates is a trusted insurance agency based in Spokane, WA, specializing in professional liability, employee benefits, and cyber insurance. With a focus on providing peace of mind to clients, they offer competitive policies tailored to meet the unique needs of legal professionals and businesses. Known for their exceptional service and commitment to giving back to the community through the Moran Education Foundation, Moranco is the preferred choice for law firms seeking reliable insurance coverage in Washington State. Clients appreciate their proactive approach, knowledgeable agents, and top-notch customer service.Generated from the website