Kathy Kadlec-Frandsen Bank & Trust Mortgage

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience.

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in St. Croix Falls, WI. I'm here to give you just that. Whether you're a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I'll give you a transparent process with clear communication and expert advice every step of the way. Together, we'll bring your homeownership dreams to life. NMLS #269314 | Branch NMLS #2029990

Mary Beth has been serving her clients for 23 years strong and has helped many families accomplish their dream of homeownership. With her extensive experience and a solid understanding of the mortgage industry, she can customize a loan that will be in be in line with her clients financial goals.No matter what stage of life you are in; a first-time buyer or a seasoned buyer, Mary Beth will take the time to listen, and her goal is to help you fully understand all your loan options. She is also a Reverse Mortgage Specialist to assist you at this stage of life.Mary Beth and her team will be with you every step of the way, making your mortgage process as easy and stress-free as possible.